Combo.Cards - virtual cards for advertising

All our virtual cards support the 3DS security protocol, which is required for two-factor authentication. To confirm a payment, you can receive the code through a personal Telegram bot.
Here’s how to set it up:

1️⃣ Log in to your Combo Cards account, go to Settings → Notifications → Get Token, and copy the token from the pop-up window.

2️⃣ Go to @combocards_bot, press the Start button, and paste the token copied from your account.

3️⃣ That’s it! You will receive 3DS/OTP codes directly in Telegram.

💡 In the settings, you can enable notifications for transactions, account balance, and limits —helping you stay informed about your financial operations. If needed, you can also duplicate notifications via email.

Work is convenient, simple, and secure with Combo Cards 💜

Balance vs. Limit cards: what's the difference?

With Combo Cards, you can issue both balance and limit cards, depending on your needs. Limit cards are great for flexible expense management, while balance cards work best for large payments.

Limit Cards

🟣 Linked to the main account balance.
🟣 Allow setting a spending limit for each card.
🟣 Funds are not locked on individual cards, optimizing cash flow.
🟣 Restriction: the maximum transaction amount is 1/3 of the available balance (e.g., if your total available balance is $90, the limit is $30).

Balance Cards

🟡 Have their own separate balance for transactions.
🟡 Payments go through only if there are sufficient funds on the card; insufficient funds may lead to declines.
🟡 Ideal for large payments.
🟡 Require more working capital when issuing multiple cards at scale.

💜 Get your promocode for 10 free cards of any type: MARCHROI (valid until 6th of April)

🎁 We are launching a new feature: buy gift сards with сrypto!

Now with Combo Cards, you can purchase gift cards from Amazon, Apple, Walmart, Airbnb, Uber, Xbox, and over 5,000 other global brands.

Simply top up your balance with cryptocurrency, select your desired card and denomination, complete the payment, and enjoy your shopping experience.

Discover more about our card selection, categories, and payment methods in our new section.

Scaling a team is a challenge many of our users face. Our mission is to help teams streamline their processes, making workflows as smooth and efficient as possible.

➡️ How do we do it?

1. Role management
With Combo Cards, you can structure your workflow by assigning roles and setting different access levels for team members. This simplifies budget management.

2. Card management for the whole team
Our service allows you to enable 3DS codes and transaction notifications for a single buyer or the entire team.

3. Automated and mass top-ups
The auto top-up feature is especially useful for growing teams looking to minimize operational delays. Mass payments allow you to fund multiple colleagues' balances in just a few clicks.

4. Flexible card options
55+ BINs from America, Europe and Asia. Balance and limit cards. Combo Cards offers adaptability by providing both balance and limit cards, allowing users to optimize spending based on their needs.

5. Global Payroll
Arbitrage teams can use Combo Cards to pay salaries and advances to team members, as well as compensate partners worldwide.

6. Expense monitoring & analytics
Transparent analytics and real-time notifications ensure full control over remaining funds. Expense statistics are available by team members and cards for even better tracking.

7. 24/7 support
Our support team is always available to answer questions and resolve any issues, anytime, anywhere.

💜 We appreciate teams that choose Combo Cards for growth and long-term partnerships!

TTMeetup in Dubai is tomorrow!

Elisabeth Tomashevich, CBDO of Combo Cards, will have a talk on "Building loyalty through new game mechanics with Combo Cards". And of course, there will be an opportunity to chat and ask any questions!

If you’d like to schedule a meeting with Elisabeth, feel free to message her on Telegram.

🎟 Get your free TTMeetup tickets here

See you there! 👋

➡️A strong headline can boost your CTR significantly. No need to burn your budget on tests — free AI tools can help with analysis and optimization instead.

Here are 4 great services with diverse functionalities:

1. Sharethrough
Analyzes headlines using 6 key metrics. Displays emotional impact as a percentage and suggests ready-to-implement improvements.

2. CoSchedule
One of the most popular tools. Evaluates headlines based on various parameters: emotional strength, length, keyword usage, and word balance. Tailors its suggestions to different platforms.

3. Capitalize My Title
A versatile tool for everything from SEO to banners and pop-ups. Checks readability and grammar, improves phrasing, and gauges the text's tone.

4. EMV Headline Analyzer
Specializes in emotional impact. Enhances audience response and optimizes text for maximum effectiveness.

💡 Use multiple tools together for the best results!

Save this post — it’ll definitely come in handy later.

How did SCAM become a trend in affiliate marketing?

The author of CPAMAG shared insights on how to protect yourself and your budgets when working with affiliate networks.

Affiliate marketing is a fast-paced industry where success depends on many factors. One day you're in profit, and the next, your team might fall apart due to an unsuccessful launch. SCAM used to be something shameful, but unfortunately, it has now become part of the industry. Dedicated Telegram channels emerged, along with the scheme breakdown streams, and, of course, memes.

🛡 How to protect yourself from SCAM in B2B affiliate networks?

1. Double-check offers on the blacklists 🧐
There are resources where cases of "scammed—paid—disappeared" are collected. Don't be the first to test a "unique offer" — it's better to study reviews in advance than risk your budget.

2. Verify affiliate networks through the community 📢
Before working with a new CPA network, ask colleagues. Someone might have already had experience with that one offer.

3. Manually test the product 🔍
Complete a few conversions manually from different accounts, device fingerprints, or anti-detect browsers. Check conversion rates and shavings.

4. Be cautious with prepayments ⚠️
If a network asks you to "deposit funds for withdrawals" or "pay for ad accounts," it's a red flag. Reliable networks pay for results and establish clear terms upfront.

5. Work with contracts and documentation 📄
Legal protection is crucial, especially when dealing with large amounts of money.

6. Be realistic 🍭
"100% ROI," "exclusive offer," "you'll be the first" — if it sounds too good to be true, it probably is.

SCAM is an unavoidable part of the market, but everyone can take steps to minimize risks. Stay vigilant, verify information, and always demand proof. It's better to be overly cautious than to lose everything in an instant.

We asked the owner of a team and the author of the channel "Life-Work-Arbitrage. by Yan" about the factors that can significantly influence the speed of development in affiliate marketing.

1️⃣ Communication.

It is a source of knowledge that helps save time and money. When you have a network of colleagues and friends, you can exchange experiences: learn which strategies worked, which affiliate programs and geos were effective, and which were not. This applies to everything—from choosing payment cards to finding new approaches. Information in this field is currency, and the ability to acquire it through communication makes you stronger.

2️⃣ Leadership.

Arbitrage is a dynamic environment where newcomers are constantly entering. They need role models, and it is valuable if you can become that leader. When you inspire and support your team, you earn respect and strengthen your position.

At the events, it’s easy to spot those with strong leadership qualities. Such people attract talented media buyers to their teams faster, giving them more opportunities to scale—because working alone at high volumes is challenging.

3️⃣ Creativity.

This applies not only to ad creative production but also to a deep understanding of the audience. Success in this field requires the ability to refine well-known strategies and find unconventional approaches that provide a competitive edge. When done right, creative adaptation can significantly boost CTR and ROI. Creativity can be developed through exposure to different ideas, reading, and interacting with more experienced and innovative people.

4️⃣ Persistence.

Arbitrage constantly presents challenges with any platform: account bans, failed tests, underperforming creatives. This field tests your resilience—mistakes and failures happen daily.

For example, a media buyer may struggle to make a campaign work at first, but by testing new audiences, creatives, and approaches, analyzing data, and optimizing each detail, they eventually find a winning formula. Those who persist are the first to reach success and maximize profits. But if you give up too quickly, you lose 80% of your chances of success. Determination is a must-have quality for those looking to move forward.

5️⃣ Self-Discipline.

Arbitrage isn’t about strict oversight from above; it’s about working for yourself. Even in a team, you are responsible for setting your own tasks, organizing your workflow, and managing your time.

Laziness is unforgiving in arbitrage. If you ignore details, skip tests, neglect to study pre-landers, and merely copy other people’s creatives or strategies, you lose the chance to grow. The ability to plan and follow through on tasks is one of the key qualities of a successful arbitrage specialist.

Let’s be clear—this isn’t a ranked list, but a fundamental set of skills for success. Each of these abilities plays a vital role in an arbitrageur’s development.

Combo Cards at TTmeetup Village, Dubai!

We’re excited to be part of big things happening in finance! Right after Sigma Eurasia in Dubai join Elizabeth Tomashevich, CBDO of Combo Cards, at TTmeetup in Dubai. Elisabeth will share the experience of brand loyalty-building through new game mechanics.

Elizabeth will share insights on how businesses can spend smarter and grow faster with innovative financial tools. Don’t miss this chance to rethink your approach to payments and advertising!

📅 February 25th
📍 Nas House, Dubai

Tickets are available for free here!

Let’s shape the future of finance together. See you there! 🌟✈️

Need reliable agency accounts for in-app and social networks?

Introducing Profit Rental — our new partner offering access to over 10 advertising platforms including IronSource, Moloco Ads, Facebook, TikTok, Ads Gram, Telegram Ads, Mintegral and more.

Why work with Profit Rental:

— The exclusive IronSource in-app source representative
— Accounts for all verticals
— Expert team guidance throughout your ad campaign launches
— Comprehensive platform documentation
— Approval for all campaigns, including the most "aggressive" creatives
— Professional 24/7 support from a team with 7+ years of mobile traffic expertise

Get 40% off your first deposit with promo code COMBOCARDS.

Ready to start? Message @welcome_profitrental_bot — a manager will reach out to help!

We’ve updated the user verification process to make it faster and easier than ever!

What’s new?

🟡 Everything is done in a single window.
🟡 After filling out your details and uploading a photo of your document, complete identity verification using your device’s camera.
🟡 Verification is now fully automated with the Sumsub tool.

Now you can quickly unlock access to the new functions of our service. Your data is securely protected — safeguarding your information remains our top priority.

If you’ve been putting off verification, now’s the perfect time to complete it and open up new opportunities for your team. You can do it in Settings.

We’ve added 6 new dollar BINs of US Visa Credit Traditional (436*** and 472***) for worldwide ads payments.

💸 Limit and balance cards are available for issuance.

General terms:
— $2 issuance fee
— Free maintenance
— 2% transaction fee for payments in other currencies
— 3DS support

Issue virtual cards for paying for ads on Meta, TikTok, Google Ads, and other platforms. We’ll take care of the rest!

We discussed common mistakes in gambling arbitrage and how to avoid them with Sergey, the author of the ohmyclick channel. Sergey has also worked in other verticals, and these tips can be useful across various niches.

1️⃣ Testing the same offer repeatedly if it doesn't deliver results.

It is like doing the same thing over and over while expecting a different outcome. If an offer isn’t converting, don’t waste time on endless attempts. Switch geos and offers, add more offers, as 2–3 offers may work in one geo. Experiment with creatives, styles, and the overall concept of the creative. Use different storytelling approaches.

2️⃣ Testing only one offer for a single geo.

One offer is not enough! For a comprehensive test, you need 3–4 different offers with different products per geo to ensure rotation. For example, if offer A isn’t converting in a promising geo but you know this geo works well, it’s a good idea to try offers B and C. Test them and observe the results. Most likely, you’ll see that offer C starts delivering a good conversion rate from registration to deposit (assuming the geo is indeed promising).

3️⃣ Slow testing.

Speed matters! The faster you onboard offers, the sooner you can test them and determine whether a particular offer works in a given geo. Your team should include a technical specialist and a business developer. This allows for quick testing of new hypotheses: the business developer helps secure the best conditions in the market in the shortest time, and the technical specialist ensures offers are quickly set up in the tracker.

4️⃣ Spending too much time on creatives.

Take creatives from spy tools, tweak them to make them unique, and launch your tests. Monitor key metrics: click cost, install cost, registration cost, and deposit cost. Only testing will give you a clear understanding of which products and geos work best.

Trends predicted by experts in the arbitrage market for 2025.

In the 2nd part we’re diving into the key trends on popular marketing platforms that are making waves in the industry.

6. Stricter requirements for ad creatives and algorithm changes
🟡Focus on user data protection becomes a top priority.
🟡Limited access to user data due to regulations like GDPR.
🟡Decline in targeting accuracy based on historical data.
🟡Shift towards contextual and geo-targeting as the main strategy.

7. Automation and anti-fraud measures
🟣Facebook introduces AI tools for automatic bid and creative optimization. These tools will unlock higher ROI potential but will require close monitoring.
🟣 Stricter traffic monitoring and detection of suspicious activities.
🟣 Increased risk of bans for low-quality traffic sources.

8. Restrictions on third-party cookies usage
🟡The need for server-side tracking is growing.
🟡Data collection via custom landing pages and subscription forms becomes essential.
🟡Google Privacy Sandbox offers a way to track conversions without compromising user privacy.

Put a ❤️ if you find this useful!

We collected some trends predicted by experts in the arbitrage market for 2025. In the next part, we’ll dive deeper into the key tendencies across popular platforms. Stay tuned!

1. Leading content formats
🟡Short vertical videos: consistently popular on TikTok and Reels.
🟡Engagement: multimedia, animations, videos, AR/VR.
🟡Interactivity: quizzes, mini-games, calculators.
🟡Personalization: tailoring content to smaller audience segments.

2. Predictably - AI
🟣Automated testing of ad bundles.
🟣Automatic split testing.
🟣Automated creation of multimedia creatives.
🟣Ad performance analysis.

3. Geographic diversity
🟡Africa and Latin America: promising regions for new campaigns.
🟡Asia (SEA) and the Middle East: growing markets with high purchasing power.

4. Promising verticals
Finance, health and wellness, iGaming and betting, e-commerce in developing countries.

5. Market trends
🟣The era of solo affiliates is ending — the market continues to shift toward large teams.
🟣Focus on new platforms with less competition: Reddit, Pinterest, TikTok.
🟣Market transparency: more straightforward offers and open arbitrage job opportunities.

❤️, if you found this useful!

We’ve started accepting USDC!

Now you can top up your Combo Cards account in USDC (apart from USDT and Bitcoin). To do this, simply select “USDC (ERC 20)” from the dropdown menu when topping up.

The entire top-up process remains the same. We’ve detailed how to top up your account in this post.

Go to Dashboard to top-up your balance.

With Combo Cards, you can now withdraw funds from an even larger number of affiliate networks. We've expanded the list of available partners.

Are you working with Terra Leads, Sky Lead, or Lucky? Now you can transfer your earnings from these platforms directly through our service!

🚀 Simply contact our support team at @combocards_support_bot, and we'll quickly help you set everything up.

Pay your employees and contractors 🌎

With Combo Cards, international payments become effortless, no matter where your employees or contractors are located.

We handle all the complexities for you: signing service agreements with corporate groups and executing bank transfers. This saves you time and allows you to focus on what truly matters.

What can you pay for?

- Salaries and advances to employees.
- Contractor invoices.

With Global Payrolls, you eliminate the hassle of international payments and save time on routine tasks.

💬 Want to activate the service or learn more? Head to the "Contract" tab in your profile.

If you have any questions, contact our support team at Telegram @combocards_support_bot — we’re always happy to help! 💜

A year of new horizons! 🍭

This year wasn’t just eventful—it became a turning point for us and our users.

🤝 We made your work easier: a new website design and enhanced security made our service even more user-friendly and intuitive.

🌍 We expanded your opportunities: adding 37 new BINs.

💡 We went beyond the standards: personal crypto wallets, introduced AML checks, mass crypto payments, and Global Payrolls for paying contractors worldwide.

⚡️ Added achievements and rewards for active engagement!

What are we proud of?

- Our team has grown so much this year!
- We attended 8 major conferences and traveled to numerous countries to meet you in person. Every time, we met amazing professionals at the top of their game. And gift you our merch!

The number of active users is growing, and new products are being added to the service based on your feedback. Thank you for choosing us!

🎁 Here’s our way to show some love:
Use promo code HNY2025 for 10 additional cards, available for already registered users.

Combo Cards Team 💜

2025 is just around the corner!

Thank you for being with us throughout the year, trusting us, and sharing your valuable feedback. It means so much to us to see our service grow and become more user-friendly every month. All of this has been made possible thanks to you, and we are truly grateful!

To celebrate the end of the year, we’ve prepared a special surprise for the teams who have been actively working and launching ads all year long.

If your team has been spending $10,000 to $150,000 per month, you’ll receive 100 cards for free.

Thank you for staying with us. May the New Year bring you new opportunities and success!

See you in 2025,

Combo Cards Team 💜