👛 How much it costs to top up "Money" in Telegram:
• By card — via MoonPay, from $20, KYC required; rate is ~4% above the exchange rate.
• With crypto — BTC, ETH, SOL, USDT, USDC, arrives straight as GRAM; a fee of 0.9-1.2% is built into the rate, for SOL ~3.8%; minimum $24 for BTC, $12 for ETH and SOL, $10 for USDT; usually 5–10 minutes, with an AML check up to 12 hours.
• P2P — the buyer pays no fee, the price is set by the seller; KYC with a document and face verification is required, available not in all countries.
• From Walt — GRAM is transferred to "Money" with no fee.
In total, 25,979 non-empty Telegram wallets hold 77k GRAM and 2072 USDT.
Source: gramnews
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