Maclear AG Official Channel [ENG]

🌟 New on Maclear: consumer loans in Africa

We’re kicking off with lucrative investment opportunities based in Kenya.

But first, here’s why Maclear is expanding into Africa:

🌟 We’ve been considering this strategic step for over a year to ensure it’s a safe and sustainable opportunity for our investors and the Maclear platform.

You can check on our trip to Africa last year to find out more about the region.

🌟 Africa is one of the fastest-growing regions for consumer lending, driven by rising demand, fintech innovation, and strong repayment discipline.

🌟 While Kenya, often called the “Silicon Savannah,” is the largest economy in East and Central Africa and attracted over $1 billion in startup investments in 2023.

🌟 Our first project is already live on the platform. It’s available to investors who have made at least one investment on Maclear.

We’re also preparing a comprehensive guide for you to diversify with confidence.

Stay tuned!

🌟 €40 million already funded

Thanks to your trust and support, we’ve reached a big step forward.

With this milestone, we’re expanding into new markets beyond Europe, and unlocking even more global investment opportunities for you.

This week, we’re launching a new consumer loan direction on Maclear — starting with Kenya 🇰🇪

Stay tuned, we’ll be sharing all the details really soon.

Sincerely,
The Maclear Team

🌟 Feedback on Crypto Course

More than 2,500 investors have already taken the course — and we’d like to hear your thoughts.

Here’s a simple form with a list of questions for you to provide the answers.

Right in the form, you’ll find a question on other topics you’d like to see covered by Maclear — feel free to bring in any.

🌟 You can also share your feedback in any form you like: right in the comments section, by filling out the form, or by sending us an email.

This way, you’ll help us make extra materials better.

Fill out the form

Thank you in advance!

🌟 Why does Europe need P2P platforms and why it isn’t just a buzz?

Maclear’s CEO has taken a deeper look into the topic and shared fresh insights on his Linkedln blog.

He also referenced Christine Lagarde, President of the European Central Bank, who highlighted the top 4 key challenges influencing the European investment sector the most:

🌟 Low-yield deposits largely offered by European banks

🌟 Fragmented and costly retail investment landscape

🌟 Capital stuck within borders (closely tied to Europe’s fragmentation)

🌟 Underdeveloped venture capital ecosystem

Here, P2P lending comes as a game-changer 🌟 in terms of asset diversification, innovation support and higher rewards, which contributes both to investors‘ capital growth and European economic landscape.

🌟 Explore more right in the full post.

Maclear in numbers | 2025 August edition

🌟 We’ve seen your comments on making the Maclear platform more transparent — that’s our answer in numbers.

The Maclear team has just analyzed investors’ recent performance on the platform.

Here’s what we’re ready to present you:

🌟 Total invested in projects & total deposit in August

🌟 Top 3 investor countries

🌟 Top funded projects (with specific numbers)

🌟 Top industries you chose

🌟 Check all the data here

Answering Your Feedback LIVE! 🎙

We've received a lot of great input from you, now it's time to go through it together.

You can drop your questions below, and we'll cover them as well.

Join the discussion 🔽

Update on Vibroedil project

Dear community,

We’re closely monitoring the situation and have seen each and every one of your comments.

Let us reassure you that everything is under Maclear’s control.

Finance-related issues are an inherent part of investing, and occasional risks can occur. We remain in constant contact with the Vibroedil CEO and are doing everything possible to resolve the matter quickly.

Here’s the current situation:

🌟 In total, €200,000 was provided to the borrower (€150,000 on Maclear and €50,000 on 8lends).

🌟 We expect the first payment to arrive soon, which will be used to close the project’s principal and distributed among investors.

🌟 Future interest payments are unlikely to be made. However, all interest already paid remains with investors, and the principal provided to the project in the form of a loan will be repaid in full (100%). Later, you can reinvest or withdraw the money.

🌟 Regarding the Maclear Provision Fund: the fund exists to cover temporary difficulties of a borrower. At this stage, full principal repayment is expected from the borrower.

🌟 In accordance with personal guarantees, the repayment comes directly from the owner’s personal funds, not Vibroedil’s assets.

We appreciate your patience and trust as we work through this situation, and we remain fully committed to protecting your investments.

Thank you for staying with us,
The Maclear Team

Crypto Course overview: 2,500+ investors completed the course

Were you among them?

We’d love to hear back from you — feel free to fill out a simple form and leave any feedback you have in mind:

🌟 What you found most useful

🌟 What could be improved

🌟 Any topics you’d like see covered by our team of experts

🌟 How likely you are to recommend the course (0–10)

Your input helps us make the educational materials better for everyone.

OPEN THE FORM

Thank you!

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🌟 €38 million is reached

Maclear’s steadily and surely getting closer to a €40M milestone.

That’s all thanks to you — your great contribution and strong belief in European P2P lending.

Stay tuned for more company updates and upcoming features — we’ll reveal them all really soon!

Sincerely,
The Maclear Team

Friday’s drop-in: how many Europeans do really have access to investments?

Despite investing being an optional and personal choice, the share of people involved affects the overall financial health of society.

Taking statistics, it reveals:

Europeans save, but these savings rarely flow into high-growth investments.

🌟 Any guesses why?

These are the top-3 reasons:

🌟 Fragmented, indirect, and limited stock market.

On average, direct stock holdings account for just 6% of households’ financial assets in the euro area.

🌟 Growing scale-up funding gap.

Successful startups choose seeking funds abroad rather than through Europeans channels.

🌟 Tight regulation and limited bank credit.

Even in real estate, which previously attracted more participants, has become less accessible due to credit constraints and regulatory barriers.

The factors mentioned above create a so-called hidden wealth gap — when people with access to investments gain much more than those without.

More on the topic and the role of P2P lending in addressing it, read on our Linkedln post.

🌟 Honest review from Aleksandr Kanazirski

Aleksandr Kanazirski, CEO of Wholesale Electronics, grabbed a heartfelt message to our investor community.

🌟 In his words:

Access to financial opportunities, even in sectors often overlooked by conventional banks, allows me once again to extend my profound appreciation to all who contributed to the growth and success of my business.

Aleksandr expresses his gratitude to our investors and the Maclear team for making his company’s growth possible.

This is a reflection of how P2P lending opens doors for businesses and creates real impact.

We’re saying thank you too!

🌟 Watch the video to hear Aleksandr’s honest feedback in full.

New Greek project — almost 70% funded 🌟

🌟 low-risk investment

Meet the newest project on Maclear:

🇬🇷 Naoum Andreas Tou Vasileiou — active in the wholesale distribution of certified cosmetics under the N-A COSMETICS brand.

The company has secured a stable market position and is currently in its strategic growth phase: launching a private-label line of natural cosmetics.

🌟 To finance this full-scale operation, Naoum Andreas Tou Vasileiou requests a €600,000 loan.

Stage 1 is open:

Interest: 14,5%
Term: 14 months

Grab your opportunity by heading right to the platform.

What does a €60,000 salary actually mean in Europe?

And going a a bit further, how much it contributes to the bigger picture — the European investment environment?

🌟 Boundless has recently published a chart showing the employment costs across 37 European countries. The data is fresh, dated 2025.

According to the chart, the top 3 countries for employees are the following:

1️⃣ Bulgaria — €51,150
2️⃣ Switzerland — €50,117
3️⃣ Albania — €46,882

Quite unexpectedly, right?

🌟 That’s because a gross salary never tells the full story.

To see the true picture, we need to factor in:

🌟 Employee deductions

🌟 Employer contributions

🌟 Net salary (the part an employee takes home)

This just proves that relying on a salary alone is no longer enough. With rising expenses, high taxes, and inflation eating up to 50% of savings, money that just sits in your account loses value.

🌟 That’s why more and more Europeans are turning to investing, including P2P lending.

Check out the post in full on Maclear’s Linkedln profile.

🆕 New principal repayment

KATI SIA, a Latvian 🇱🇻 company, just repaid the principal amount of loan.

🌟 Principal repaid: €99999.71

🌟 Interest rate: 14%

🌟 Total funded: €800,000

♻️ The company is active in the textile recycling industry.

They turned to Maclear in 2024 to purchase some new equipment, increase monthly sales and secure new clients and suppliers.

Congratulations to investors who’ve taken part in raising the funds — you’ve made a great contribution to a sustainable future!

More repayment updates are on the way.

Sincerely,
The Maclear Team.