Maclear AG Official Channel [ENG]

🌟 Friday’s hot takes: why do investors burn out in 2026?

Stress has spread into every corner of life, and it’s now acting as a global decision-making lever — even in finance. When the stakes are high and decisions never stop, exhaustion and burnout follow.

Is this on the AI race, or on a brutal market forcing us to decide differently? Or does the real problem run deeper than either?

We decided to dig in and look at what’s actually happening in investing right now.

🌟 Read the article in full and do share your thoughts. It takes no more than 5 minutes.

🌟 ECB raised its key rates for the first time since 2023: what it means for P2P investors

Maclear’s CEO recently broke down the news and compared ECB rates with how P2P lending returns are calculated.

The result is a clear explanation of the difference between earning on bank deposits and earning on P2P loans, using four core concepts:

• Credit risk
• Liquidity risk
• Deposit guarantees
• Illiquidity premium

🌟 Consider this post a reminder that returns don’t come from nowhere. The higher the returns, the higher the risks behind them.

See the numbers behind comparison

🌟 Over 13,000 investors already joined our crypto courses

Have you completed the Basic or Advanced course yet? Don’t forget to claim your bonus after completing either one.

We’d also love to hear what you think about our educational materials and what you’d like to see next on the platform.

Take our 2-minute survey and help us shape what’s coming next.

🌟 Share your feedback

🌟 Agricultural project is now in the Compliance Phase

MIT FRUKT is a Bulgarian 🇧🇬 supplier of premium dried fruits and nuts.

The company operates across four European markets, covering the full cycle — from product sourcing to delivery. This end-to-end approach is one of the factors that sets MIT FRUKT apart.

🌟 Legal info:

Company name: MIT FRUKT 2020 EOOD
Reg. No: 203187087
VAT No: BG203187087

MIT FRUKT has a strong contract pipeline involving 19 counterparties. In 2026–2027, the company plans to extend its existing line into a single production complex.

🌟 To support this expansion, the company is seeking €500,000.

Find more details in the slides above. Visit the platform to see more projects available.

🌟 New milestone to start the week the perfect way

🌟 €136.8M+ — total funded to support SMEs across Europe and beyond

🌟 €47M+ — successfully repaid to investors

August is moving at a calm pace — we’re improving what we already have, engaging with your feedback, and adding new projects to the platform. Maclear continues its stable operation.

You can check the full statistics on our website. We’ve already uploaded July’s data, so you can track this summer’s progress.

Thank you for your trust.

Sincerely,
The Maclear Team

🌟 Security notice: scammers are targeting investors

People are messaging users in our chats and DMs, offering "help" with finances. Some claim to be Maclear or 8lends support.

Common scam formats to watch for:

• Fake Telegram chats or channels impersonating us
• Phishing emails
• Cloned websites that look nearly identical to ours
• Invitations to "take a course" or "check your balance" through a link
• Urgent, high-pressure messages

Always double-check before you act. Legitimate support will never rush you or ask for personal info over DM.

If a source looks off, verify it in our official chat or with one of our listed support specialists before clicking anything.

🌟 Some basic rules to follow:

1. Stick to official websites

• maclear.ch
• 8lends.io
• courses.maclear.ch (our education platform)

Save these addresses and go directly to us. Don't trust links from DMs, forums, or random Telegram groups.

2. Access Telegram only through our website

Use the Telegram buttons on maclear.ch or 8lends.io to reach our official chat and channel. Don't search "Maclear" or "8lends" inside Telegram — scammers clone our name and logo to create convincing fakes.

3. Verify support specialists by username

Maclear:
@john_maclear
@thomas_maclear
@wenzel_maclear

8lends:
@daniel_8lends
@ceviz1389
@henry_8lends
@andre_8lends
@Oliver_8lends

A message from anyone not on the list is NOT our support.

4. Found a scammer? Block, report, and send us the details

That helps us track patterns and warn other users.

🌟 Remember: even a couple of minutes to check can save your money and personal info.

🌟 Watch the video on staying safe from scams on Telegram

Regarding the recent YouTube video by Jakub Krejci (P2P Empire)

Dear investors,

We fully understand the concerns and frustration caused by the recent “debunking” video reviewing the CrowdIndex rating platform.

We want to clarify that Maclear commented on the video, but the author deleted our first comment. The second comment posted by our team is still visible under the video — you can check it there. See the attached file.

Regarding CrowdIndex itself: we have no ownership or operational ties to this platform. It is an independent resource with no affiliation to the Maclear or 8lends teams. We are simply a paying client of theirs for advertising placement.

Both Maclear and 8lends are in an active growth phase, which includes marketing and promotion. We currently work with a range of aggregators and partner teams to support our visibility and stay competitive in the crowdlending space. CrowdIndex is just one of several aggregators we work with.

Our placement on their website was a sponsored arrangement — we had no involvement in CrowdIndex's editorial policy, General Terms and Conditions, or the content of the reviews they publish. Those matters are the sole responsibility of the platform's owners.

Before proceeding with the advertisement, we followed our standard practices, including checking Google Tag Manager and Google Analytics tags. Based on that assessment, we decided to move forward with sponsored banners and links. That said, we have no involvement in or responsibility for the actual content of CrowdIndex's ratings.

Given the concerns now being raised about this resource, we will of course reevaluate our continued partnership with them. We take the reputation of Maclear and 8lends seriously and are treating this situation with the full attention it deserves.

We appreciate your understanding, and thank you for bringing this video to our attention right away.

P. S. Our response is not intended to call for anything. You may judge the blogger’s actions for yourselves.

🌟 Maclear in numbers | July highlights

Our monthly report is out. This time, we’ve also compared June and July to give you a clearer view of how the platform is evolving.

🌟 July stood out for its investment activity: Maclear investors deployed over €13M into 18 projects during the month.

More insights:

🌟 €9,557,786 in new deposits

🌟 €6,058,305 paid out in principal and interest

🌟 9,734 investors received principal repayments

THE FULL REPORT

🌟 Maclear just reached a new milestone

🌟 €132.4M+ — total funded to support SMEs across Europe and beyond

🌟 €44.5M+ — successfully repaid to investors

We're wrapping up July on a high note. Here's a quick recap of what we've been working on:

🌟 Several new projects joined the platform

🌟 The Maclear World Cup competition ended

🌟 We rebuilt our FAQ and made it easier to find what you need on the site

🌟 We're back on Facebook

🌟 We launched the Leaderboard and fine-tuned it based on your feedback

🌟 We analyzed investor behavior from our very first project in 2023 through mid-July 2026 and built a portrait of the average Maclear investor

We'd also like to remind you about Secondary Market investment strategies and our current bonuses — following our full guide and using available bonuses can help make the most of the opportunities and boost your returns.

Thank you for being part of the Maclear investor community.

Sincerely,
The Maclear Team

🌟 How does the average investor build a portfolio on Maclear?

A sneak peek into the Maclear investors’ behavior: from the very first investment to a consistent compounding strategy.

We analyzed investor activity from the platform's first funded project in 2023 through mid-July 2026 to uncover the patterns behind long-term investing.

Here’s what we explored:

🌟 What motivates investors to choose P2P lending

🌟 The key milestones on the investor journey

🌟 Features that help investors stay consistent

🌟 The correlation between bonuses and regular activity on the platform

🌟 Why ACL projects have become a common part of many portfolios

🌟 And much more

With a simple idea in mind: to give you a better understanding of what average investor behavior looks like and how others build their portfolios.

READ IN FULL

If you have anything to add, feel free to share your experience on the Maclear platform in the comments.

🌟 What’s new in platform bonuses? We’ve gathered everything in one place

Whether you’ve just joined or have been investing with us for a while, bonuses can help you boost your returns and plan your income more effectively.

🌟 New: Leaderboard benefits

From Bronze to Platinum leagues — each level unlocks its own set of perks, from €10 cashback to exclusive access to ACL projects and 2% vouchers. Explore the full guide

🌟 +1.5% boost until July 31

Join the July Boost campaign

: invest €27,000 or more during July and get an extra +1.5% on all investments made this month. It’s also a great opportunity to level up your loyalty tier.

🌟 3% cashback referral bonus (90 days)

Joined via a referral link? Make the most of it — both you and your referrer get 3% cashback on every investment during your first 90 days. You can also invite friends and earn more. The more referrals, the higher your rewards.

🌟 Up to €300 per project

Invest between €500 and €5,000 in a single project and earn a €30 bonus on every €500 invested — up to €300 per project. That’s on top of your fixed annual return.

🌟 1.5%–3% loyalty bonus

The more you invest, the better your rates: +1.5% on Beta (€5,000+ portfolio) up to +3% on Alpha+ (€75,000+). Automatically applied to every new investment.

🌟 Bonus points converted into money

Each week, 2.5% of your bonus balance converts into 8LNDS tokens automatically.
Claim, sell, and withdraw — your bonus becomes liquid.

🌟 €15 welcome bonus

New to Maclear? Invest €50 or more within 7 days after registration and receive a €15 bonus automatically. Your first investment already pays you back.

Maclear applies 0% fees on deposits or withdrawals.

Your returns are in your hands — unlock their full potential.

See more in FAQ

🌟 Important: investor funds are NOT used to support bonus activities. Bonuses are funded through other sources, including Maclear’s marketing budget, project sponsors, and investors who support the platform’s development.

🌟You can now regulate your privacy on the Leaderboard

We’ve seen your requests, and we’ve refined the feature so that your personal data is no longer disclosed if you prefer to keep it private.

🌟 Here's how to do it:

1. Go to your personal dashboard
2. Open the Leaderboard tab
3. See your League list
4. Find Privacy settings on the right side
5. Choose Anonymous Investor

Thank you for your feedback — it helps us make the platform better.

Test it out now

🌟 Just launched: the Investor Leaderboard

Your way to unlock higher-tier benefits and make the most of your investments.

We’re introducing the Leaderboard — a simple way to track your progress and get rewarded for your activity on the platform.

Your position is based on your active investments, and you’re automatically placed into an Investment League:

🥉Bronze — €10 cashback for every full €1,000 invested on the Primary Market

🥈Silver — all Bronze benefits + access to exclusive ACL projects

🥇Gold — all previous benefits + 1 voucher: +1.5% to all investments, 10 uses, valid 60 days

🏆Platinum — all previous benefits + 1 voucher: +2% to all investments, 10 uses, valid 90 days

The higher your league, the more benefits you unlock — from cashback and exclusive project access to APR boost vouchers.

See your current Leaderboard rank in your account on Maclear and explore the full guide to get started.

🌟 FULL GUIDE

🌐 New Facebook page — feel free to subscribe

We’ve just created a new Maclear page on Facebook to keep you updated. Unfortunately, our previous one is gone for good, with no way to recover.

🌟 A new profile is like a fresh start. We're rebuilding our presence with content designed for both new and experienced investors — insights into global fintech trends, Maclear updates and platform features, and economic news relevant to the P2P lending industry. Basically, all the good and useful stuff you might be interested in.

We know Facebook is still the go-to platform for many of you, so we decided to give it another chance. Looking forward to seeing you there.

🌟 We would also appreciate your support — likes, comments, shares, and recommendations to those interested in P2P investing.

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