Coinbase has integrated Morpho Midnight to offer fixed-rate $USDC loans backed by $BTC, with the rate and repayment date set upfront.
It's the first major consumer platform to use Midnight at scale, sitting alongside Coinbase's variable-rate loans on Morpho Blue - now over $1.4B outstanding.
Just yesterday, Coinbase also opened IPO access to US retail users, starting with the Oura Ring IPO.
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