WeFi Announcements

The centerpiece of the WeFi's Onchain Financial Infrastructure: Onchain Banking Account. 🏦⚡️

The Onchain Banking Account isn't like any other banking experience.

It is what the entire Deobanking Model is built around, engineered to hold, move, and spend value across fiat and onchain rails from one place.

Right now, your money lives in pieces:
↳ Income lands in a bank account.
↳ Stablecoins sit in a separate wallet.
↳ A card handless everyday spending.
↳ Another app bridges fiat and crypto.

Each tool solves one part. None of them work as one system.

In our latest article, we explain how WeFi’s Onchain Banking Account closes this gap.

Here's how it works 👇

🔹 Dual-Rail Connectivity: Bank transfers and cards on one side, crypto networks and stablecoins on the other.

🔹 Unified Balance: Fiat value and onchain liquidity managed from one place.

🔹 Local & Global Variants: Built for domestic compliance, and for cross-border settlement.

One account. Two financial rails. One connected experience.

Read the full article: ➡️ [Link to Article]

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🏦 The Deobanking Model & the Future of Onchain Finance

In a recent interview with MSN, Group CEO and WeFi Co-Founder, Maksym Sakharov shared how WeFi is building compliance-first blockchain infrastructure to modernize cross-border payments, trade, and institutional banking.

Key Takeaways 👇

🔹 Connecting Traditional and Onchain Finance
The Deobanking model brings banking and blockchain infrastructure together to make digital money easier to use.

🔹 Practical Uses for Stablecoins
Beyond trading, stablecoins can help businesses manage treasury funds, pay suppliers and settle transactions across borders.

🔹 Clear Rules for Adoption
Clear regulatory frameworks can give authorities greater oversight while supporting responsible innovation.

🔹 An Evolving Role for Banks
As stablecoins offer alternatives to lengthy correspondent banking chains, banks have an opportunity to adapt their services.

🔹 Better Coordination Across Markets
More consistent cross-border rules can help protect users and make it easier for businesses to operate internationally.

Do not miss this exciting conversation. The future of finance is unfolding, and it all begins onchain with WeFi. ⚡️

👉 Read the full interview on MSN: https://www.msn.com/en-za/news/other/interview-with-maksym-sakharov-ceo-of-wefi/ar-AA2b8fvn

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Stablecoins are becoming part of everyday payments.

Both domestic and cross-border volumes continue to grow, but usage is shifting decisively toward local transactions.

Research published by Allium in 2026 shows 👇

• Early 2024: 56% local vs. 44% cross-border

• Late 2024: 74% local vs. 26% cross-border

This shift shows stablecoins moving beyond cross-border transfers and into everyday financial activity.

Making local and cross-border stablecoin payments simpler and more accessible from one place.

WeFi's Onchain Bank Account is built for this evolution. Making both local and cross-border stablecoin payments simpler and more accessible.

Everyday banking rails, powered by Onchain Infrastructure. ⚡️

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Crypto lost $2 triillion... so why are stablecoins booming? 📈 👀

When prices collapse, political pressure intensifies, and markets shake, trading volume drops. Yet, the combined number of $USDT and $USDC holders recently grew to over 240 million.

That disconnect reveals a clear truth: crypto is outgrowing its trading-first era.

Measuring adoption through market cap, token prices, or high-frequency trading bots misses the point. Real adoption isn't about chasing the next rally.

→ It's about utility that persists through every market cycle.

In a recent interview for Securities.io, Group CEO and WeFi Co-Founder, Maksym Sakharov talks on why everyday payments and cross-border settlement are driving this shift:

A falling market may reduce the appetite to trade, but it does not reduce the need to move money. Companies still have obligations, people still need to get paid, and cross-border transfers still have to arrive.

Stablecoins will become a widely used payment option once those extra steps disappear into the background and the experience starts to resemble that of the financial products people already know.

From cross-border remittances where traditional fees average 6.36%, to remote payroll and supplier invoices, stablecoins are solving real-world friction.

Adoption will happen when the infrastructure works quietly behind the scenes, and the payment simply works. 💳⚡

Read the full article: ➡️ https://www.securities.io/measuring-crypto-adoption-stablecoins-tradfi/

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Stablecoin-linked card spending hit $4.5 billion in 2025. 📈

That is up 673% from 2024. Nearly 8x growth in just one year.

Today, stablecoins facilitate approximately $390 billion in real-world payments annually, still only around 0.02% of global payment volume.

But that is exactly the point. It’s exponential adoption. 👏

US Treasury Secretary Scott Bessent projects stablecoin supply reaching $3 trillion by 2030.

Leading financial institutions estimate a range of $2 - 4 trillion.. Today that supply sits just above $300 billion, up from under $30 billion in 2020.

→ That is a 7 to 13x expansion on the horizon.

Today, many crypto card users can spend with merchants worldwide, but behind the scenes, transactions often still rely on exchanges, banking intermediaries, or conversion processes.

This is where the WeFi Onchain Account introduces:

• No exchange conversions.
• No unnecessary intermediaries.
• No slippage.

Just seamless spending directly from your Onchain Bank Account. 💥

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The Deobanking Model will rewire how global finance operates. ⚡

Fintechs and Neobanks fixed the surface level with sleek interfaces and instant notifications...
↳ But behind the curtain, the underlying financial logic remains completely unchanged.

Traditional systems continue to monetize your transaction activity, keeping users trapped in closed systems while processing value on outdated infrastructure.

In our latest CoinMarketCap article, you will learn how Deobanking upgrades the underlying rails while turning financial activity into shared value.

The Deobanking Model shifts the financial paradigm:

🔹 Infrastructure Upgrade: Replaces slow authorization, clearing, and settlement loops with instant, onchain rails.

🔹 Value Realization: Rewards your everyday transactions, turning spending, payments, and activity into ecosystem participation (like Spending-as-Mining and rewards).

🔹 Unified Access: Connects traditional account features, card-based spending, and digital assets under one transparent model.

Powered by WeFi’s Onchain Financial Infrastructure, this framework is coming to life through Deone: the first consumer product built to give value back to the user.

Read more in our latest article: ➡️ https://coinmarketcap.com/community/articles/6a9da3674c2a03485d8276b5/

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From policy to practical use: The real test for stablecoins starts now. ⚖️⚡

The US GENIUS Act is a major step toward bringing stablecoins into a federal regulatory framework.

However, passing legislation doesn't automatically build a working financial system. As federal agencies work through final implementing rules, businesses, banks, and payment providers are left waiting for clear operational standards.

Group CEO and WeFi Co-Founder, Maksym Sakharov explains why the next phase matters: 👇

Issuer standards are the foundation, but they are not the full payment system. They define what a regulated stablecoin should be. They do not automatically make that stablecoin useful...

A stablecoin can be fully backed, well disclosed, and supervised, yet still fail as payment infrastructure if businesses cannot receive it, reconcile it, convert it, and move it through existing financial processes.

Regulation provides the confidence for institutions to enter the market.

But real adoption will come down to practicality:

• Whether Everyday users can pay without friction
• Whether a corporate treasurer can manage liquidity

A law can create compliant instruments.
Better infrastructure can turn them into usable financial rails.

🔗 Read the full article: ➡️ https://www.tradersmagazine.com/am/the-genius-acts-real-test-starts-after-issuance/

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Community Alert: Beware of Phishing Scams! 🎣 🔐

If you ever receive any suspicious:

→ 📧 Emails
→ 📲 Social media messages

Then please do not interact with them.

❌ Do not reply.
❌ And certainly do not click any links.

It is in your best interest to never engage with these so your WeFi account and credentials remain secure at all times. 💪

This is a good time to enable Two-Factor Authentification on your account.

A few seconds now can save a lot of headache in the future.

If you have any doubts, please contact the WeFi Customer Support team directly.

And they will be happy to assist.

We thank you once again for your cooperation. 🤝

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Neobanks changed how banking looks. The Deobanking Model will transform how it works. ⚡

Neobanks made apps faster and easier to use...
↳ But behind the scenes, they still rely on old banking systems.

That means slow cross-border transfers, high fees that average 6.36% globally, and disconnected accounts.

In our latest CoinMarketCap article you will learn more about where Neobanking fell short, and where the Deobanking Model picks up the pieces.

The Deobanking Model upgrades the system underneath:

🔹 Faster Transfers: Money moves directly using blockchain rails instead of multiple middleman banks.

🔹 One Unified Balance: Keep traditional money and digital assets in one account without converting them manually.

🔹 Simple & Modern: Enjoy a clean mobile app built on a faster, borderless system.

At WeFi, our Onchain Financial Infrastructure is built to work alongside this shift, helping banks move beyond traditional limits.

Learn more: ➡️ https://coinmarketcap.com/community/articles/6a8c42761aeec7609cd19de8/

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The demand for crypto cards has become even more clear in 2026.

• Daily crypto card spending has surpassed $600 million in 2026 and continues to climb.
• 741 million people worldwide now own crypto.
• Nearly 43% of e-commerce platforms already support crypto payments.

That daily activity is driving something much bigger.

The crypto card market hit $2.15 billion in 2026. By 2030 it is projected to reach $4.19 billion. By 2035, $12.68 billion.

The missing piece? Infrastructure.

Users wanted a simple way to spend crypto like cash. The market has been waiting for the rails to catch up.

The first $1 billion in monthly crypto card volume is closer than most think. And the infrastructure underneath it is being built right now. 🦾

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Stablecoin regulation has come in strong in 2026. 🏛️

This is the world WeFi's Deobanking model was built for.

Here is what has already landed this year 👇

🇪🇺 MiCA is fully in force across Europe.
↳ The transitional window closed July 1. No authorization means no EU access.

🌏 Asia is moving just as fast.
↳ Singapore, Hong Kong, Japan and the UAE have all mandated full reserve backing, licensed issuers and guaranteed redemption rights.

For a prosperous future, the regulatory frameworks must be set.

The result? → Real innovation is birthed that has a lasting effect.

WeFi's Onchain Financial Infrastructure was engineered with built-in compliance from day one.

Not bolted on. Not reactive. Just ready.

As the rules tighten, the infrastructure powering the right foundations pulls ahead.

WeFi is that infrastructure. 💥

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Your passwords should never be repeated 🔐

To keep your WeFi account secure and protected, we highly recommend you make it unique.

Why do we recommend this?

Because if you reuse the same password from another account, and there is a security breach, this leaves your WeFi account compromised.

Hackers are becoming more clever as time goes on. And so are their strategies to hack into user's accounts.

Do not leave yourself open.
↳ Always use a unique password. Fill it with numbers, punctuation and random letters to give it additional strength.

Once it is set up, store it in a safe, physical location, that only you know about.

You do not want your account compromised. So take action now.

💡 If you have any doubts about your WeFi account security, do not hesitate to contact our support team.

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🌍 1.4 billion adults around the world still don't have access to a bank account.

Not because they don't need one...

Because the system was never built to reach them.
Traditional banking still puts too many barriers in the way.

Blockchain is rewriting that checklist. 👇

→ A smartphone replaces the branch
→ A wallet replaces the approval process
→ Onchain settlement replaces the correspondent banking chain

For the millions sending remittances home, this isn't theoretical.
↳ Traditional transfers can cost up to 8% in fees and take days to land. Onchain, that same value can move in minutes for a fraction of the cost.

For people in economies battling inflation, access to a dollar-pegged stablecoin can mean the difference between savings that hold their value and savings that quietly disappear.

This is the world WeFi Onchain Financial Infrastructure is building toward.

Not crypto for crypto's sake. Financial access for the people the old system left behind.

A dual-balance Onchain Bank account. Instant settlement. Stable value, made usable, all without needing to understand the technology underneath it.

Breaking down barriers. Cutting out the middleman. Building what banking should have been all along.

That is WeFi Onchain Financial Infrastructure. 👏

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🌐 The next chapter of finance is being built right now.

Not for institutions. Not for the few. For everyone. 🌍

For too long, access to real financial infrastructure has been unequal.
↳ The rails that move money, settle payments and control access were never designed with the individual in mind.

WeFi is changing that.

By building the infrastructure layer that makes onchain finance usable for everyday people, everywhere.

In the latest CoinMarketCap article we break down exactly how WeFi's Onchain Financial Infrastructure powers the Deobanking Model.

The infrastructure that enables:

→ The Onchain Banking Account connecting fiat and crypto rails inside one account experience

→ Unified Balance bringing stablecoin-backed and fiat-like value into one coordinated structure

→ Distributed Custody and MPC giving users stronger asset control without sacrificing usability

→ The Onchain Accounting Book is a verifiable, transparent record layer replacing fragmented internal ledgers

WeFi is the backbone.
Deobanks are the service layer.

Users get financial products that feel familiar while operating on infrastructure built for onchain settlement.

Deone is set to become the first user-facing showcase of what is possible with WeFi's Onchain Financial Infrastructure.

The Deobanking Model is moving from concept to operating reality. 💥

Read the full article on CoinMarketCap: ➡️ https://coinmarketcap.com/community/articles/6a61e25476daba721569f2c9/

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Stablecoins and Blockchain have fully proven themselves over the last ten years. ⚡️

WeFi Co-founder & Chairman, Reeve Collins hit the nail on the head in this appearance on Coindesk.

It is now past the point of speculation. Now, there is a change happening to the fabric of finance and technology.

Global institutions are now paying attention. And then once the regulation catches up, we will see a global change. 🌏

Not in how people engage with everyday finance. But in how the infrastructure is built for everyday finance.

This means:

• Faster payment processing times.
• A reduction in payment fees.
• Global accessible finance for anyone, anywhere.

When a system is running on outdated infrastructure, not built to work together, a refresh is needed.

WeFi Onchain Financial Infrastructure is positioned to lead this. 🔥

Not to replace, but to simply update the rails.

Get ready, there is lots coming.

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🌐 Every cross-border transaction can cost up to 13%.

For many people around the world, sending money abroad is expensive. And the culprit is remittance fees.

They are comprised of three parts:

• Upfront transfer fees
• Hidden exchange rate markups
• Intermediary and receiving bank fees

So in the end, your $200 sent actually ends up being less.

WeFi Onchain Financial Infrastructure changes everything. 💥

Transactions are sent via the blockchain rather than a traditional bank, with local currencies backed 1:1 by Stablecoins. Block removes multiple intermediaries, making transfers faster, more transparent, and significantly more cost-efficient.

Your money arrives faster, cheaper and in full.

That is WeFi. ⚡️

Learn more ➡️ gitbook.wefi.co

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It has been recorded that over 1 billion people worldwide are using a Neobank.

So what will move the first 1 billion people into Onchain Banking via the Deobank? 👇

⚡ True ownership of your financial account
⚡ Instant settlement, 24/7, without legacy delays
⚡ Built-in programmable KYC/AML compliance
⚡ Blockchain rails designed for the next era of finance

This was never about replacing Neobanks.

It was about evolving them.

To give them the updated rails modern banking has longed for.

Because after all, with WeFi Onchain Financial Infrastructure, a Neobank can become a Deobank.

The only question is, a matter of when? 💭

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🇪🇺 MiCA is no longer a rulebook. It is now a market filter.

Since July 1, the EU's Markets in Crypto-Assets Regulation has moved from transition into active enforcement.

→ The crypto landscape in Europe just changed permanently 🦾

Group CEO and WeFi Co-Founder, Maksym Sakharov, shared his take on what this moment actually means for the industry.

MiCA raises the standard for what crypto payment infrastructure has to deliver in Europe.

Speed and digital settlement are no longer enough on their own.

Providers now need 👇

> Stronger controls and clearer user protections
> Product experiences that make stablecoin and crypto payments usable beyond crypto-native environments
> The kind of infrastructure that can move the market closer to real adoption

This is exactly the direction WeFi Onchain Financial Infrastructure is built for.

Not just fast. Not just digital.
Built with the controls, the compliance and the user experience that the next chapter of finance demands.

The bar has been raised. And WeFi has always been building above it.

Read the full article ➡️ https://www.cryptotimes.io/2026/07/03/standard-chartered-falconx-among-37-firms-added-to-esmas-mica-list/

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Phishing scams are getting harder to spot 👀

Scammers send messages designed to look completely real.

Emails. Texts. Direct messages.
↳ Indistinguishable from the genuine thing at first glance.

Inside every phishing attack there are three steps. 👇

1️⃣ The Bait.

A reason to act fast.

A fake bank alert. A missed delivery. An urgent tax issue.

Something designed to make you panic and click without thinking.

2️⃣ The Trap.

A malicious link to a fake website built to look exactly like the real one.

A login page. A payment screen. A verification form.

3️⃣ The Goal.

The moment you enter your details, they have everything.

Usernames. Passwords. Card information. Your real accounts are now at risk.

The attack is simple. The damage is not. 🔐

Stay alert. If something feels urgent and unexpected, verify before you act.

💡WeFi will never send unsolicited messages asking for your personal details. If you receive one claiming to be us, do not engage.

Contact our support team directly if you have any doubts. 🤝

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One account. Multiple currencies. One balance. ☝️

That is the power of the Deobanking Model. Connecting traditional banking with Onchain Banking.

For the first time, Fiat currencies and Stablecoins now live simultaneously side-by-side in the same balance.

> Switching between apps causes friction.
> And the rails global payments operate on are outdated.

The Dual Balance Onchain Bank Account fixes this.
↳ Instant settlement for your payments. No FX fees. No slippage. No unnecessary headaches.

Traditional finance is getting a much needed update. 🙌

And the update begins with WeFi Onchain Financial Infrastructure.

Learn more on Gitbook ➡️ gitbook.wefi.co

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