🏛 From Collateral to Profit: Mastering Lending Protocols on TON

With TON’s recent integration with the LayerZero protocol, interest in Blockchain and crypto trading is on the rise. But buying and selling isn’t the only way to engage with the market. Beyond staking, which we covered recently, there’s another key strategy—lending.

📚 What’s the core of lending?

Imagine you urgently need tokens — $TON, for example — but don’t want to exchange your other savings for them. To avoid selling those assets and to retain the tokens, you can use them as collateral, borrowing $TON at an interest rate.

Lending also works the other way around — you can take on the role of an investor. In this case, you lend your funds to a platform in exchange for interest, while the platform manages them as needed, whether to boost liquidity, issue loans, or support margin trading.

For lenders, this approach offers significant benefits — their cryptocurrency doesn’t just sit idle in a wallet but actively generates passive income.

💎 Lending protocols on TON:

You don’t have to look far to try out lending — it’s available right in our Apps Center. One such platform is EVAA Protocol, which not only offers fair interest rates that adjust to market demand and supply but also ensures lender security with an automatic liquidation system for under-collateralized loans.

📭 When exploring web3, it's important to stay informed and adaptable. We’ll help you stay updated and make the most of the opportunities it offers.