Where do you see yourself in five years?
If it's not hiking in the middle of a temperate rainforest using a double baby carrier as a weight vest, showing your White children beautiful sights after a long week at your 6 figure job; then you need to re-evaluate your priorities.

Start a five year plan.
No matter where you are in life, you can get from anywhere to here in five years. Even bankruptcy expires from credit reports in 7 years, there's no excuse to not better your situation.

Skill yourself.
Consider options of what employment you are comfortable doing in the long term, that has reasonable pay and low risk of redundancy. Work towards getting it, be good at your job. Most university degrees or apprenticeships only go for 4 years.

Court someone.
During your 4 year training, meet people, go to functions. Find a respectable spouse and get married.

Build a home.
Get a mortgage and get a home. Renting is for cucks who pay for someone else's mortgage.

Start your White family.
Fill your home with children.