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Rep. Ritchie Torres Rep. Ritchie Torres @repritchie Β· 4 subscribers
Post #1986 3
🚨 ISO 20022 Doesn't Pick a Winner Between XRP, XLM, and XDC 🚨

When we talk about ISO 20022, there are several things to keep in mind:

XRP, XDC, and XLM are not the same. πŸ‘

ISO 20022 isn't a magic seal either. πŸ‘

XRP = liquidity rail between banks.
XLM = remittances and inclusion.
XDC = trade, documents, and RWA.

ISO 20022 is already in ~98% of SWIFT messages. πŸ‘€

It's the language of payments, not settlement.

A bank can speak ISO 20022 and settle in fiat, stablecoin, or token. πŸ‘€

No one is forced to use #XRP.

The migration was completed in Nov 2025 and didn't trigger price surges. πŸ‘“

The standard helps to connect. It doesn't pick a winner.

If you're investing, don't buy the checkbox.
Buy the real use case.

#XLM #XDC

FOLLOW ME AND THAT WAY YOU'RE SUPPORTING THE CHANNEL πŸ™
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