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1️⃣. شناسایی اشتراک‌های اضافی و قابل حذف
Here is a list of everything I pay for each month: [اشتراک های ماهانه ای که داری رو اینجا بنویس]. Find anything I could cancel, downgrade, replace with a cheaper alternative, share, negotiate, or pay for less frequently. Estimate my monthly and annual savings for each recommendation. Prioritize changes that would have little or no impact on my quality of life.
2️⃣. کشف بزرگ‌ترین روزنه‌های هدررفت پول
I want to save as much money as reasonably possible every month without making my life miserable. Here are my monthly expenses: [هزینه هاتو اینجا بنویس]. Analyze them like a money-saving expert. Identify the 10 biggest opportunities to cut spending, rank them by how much I could realistically save, and separate easy wins from changes that would require more sacrifice. Don't give me generic advice like "spend less." Give me specific actions I can take this month.
3️⃣. راه‌اندازی چالش پس‌انداز شخصی
Help me find a realistic way to save an extra [میزان پولی که میخوای پس انداز کنی] this month. Analyze these expenses [لیست و جزئیات هزینه هات] and create a specific 30-day money-saving challenge. Break the $500 goal into individual actions, tell me exactly how much each action could save, and prioritize the easiest wins. I don't want to earn extra money. I want to save money I would otherwise spend.
4️⃣. کاهش هزینه‌های خرید سوپرمارکت و مایحتاج روزمره
I want to reduce my grocery spending without eating worse. Here is what I typically buy and spend: [لیست مایحتاج ماهانه یا روزانه تو به همراه بودجه ای که صرفشون کردی بنویس]. Find the biggest sources of unnecessary spending and create a cheaper shopping strategy. Suggest specific substitutions, cheaper meal ideas, bulk-buy opportunities, and things I should stop buying. Give me an estimated monthly savings target.
5️⃣. یافتن جایگزین‌های ارزان‌تر و کارآمد
I'm going to paste a list of things I regularly spend money on.[لیست چیزهایی که هزینه میکنی براش رو بنویس] For each one, find a cheaper way to get essentially the same benefit. Consider free alternatives, cheaper brands, memberships I already have, library resources, used or refurbished options, DIY solutions, and services I may already have access to. Don't recommend inferior alternatives just because they're cheaper. Rank your recommendations by the combination of savings and convenience.
6️⃣. سنجش و به چالش کشیدن خریدهای غیرضروری
Before I buy anything that isn't essential, I want you to challenge the purchase. Whenever I give you an item and its price, ask me the questions that will determine whether I actually need it. Calculate the opportunity cost of buying it, suggest cheaper alternatives if appropriate, and tell me what I could save if I don't buy it. Be honest and skeptical rather than encouraging me to make the purchase.[اسم چیزی که میخوای بخری رو اینجا بنویس]
7️⃣. طراحی سیستم پس‌انداز خودکار
I want to make saving money as automatic as possible. Based on my monthly income of [حقوق ماهانه], fixed expenses of [هزینه های ماهانه ثابت], variable expenses of [هزینه های ماهانه متغیر], debts of [میزان بدهی], and current savings of [میزان پس انداز], design a simple monthly system that maximizes how much I can save. Tell me what to automate, which expenses to put limits on, how much I should set aside each payday, and what spending categories I should monitor. Make the system realistic enough that I can actually stick with it.
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