Maclear AG Official Channel [ENG]

P2P in Web3 Will Kill 90% of Memecoins 💀

Why is crypto bleeding lately? No utility.

P2P lending solves this. Want strong fundamentals and stable yields? P2P is your bro.

Join our CCO and special guest:

🎙 Kevin Barquero — Director of Strategic Alliance at Blockchain Jungle
🎙 Ivan Marchena — Chief Communication Officer at 8lends

We're breaking it all down.

🕧 Today, 16:00 UTC
📱 Here in Telegram

See you right here!

🌟Inflation in Europe: Why do you become poorer over the years?

Over the past 10 years, inflation in Europe has reduced the purchasing power of money — prices have risen by an average of around 30% (≈2.7% per year). This means that the same products cost more today than they did in 2015.

At the same time, wage growth has been lower on average, so real income growth does not always compensate for price increases.

Many investors open savings accounts and buy property without using other, more effective options for preserving their assets. 

What can be done about this? Check out in Maclear's new LinkedIn post.

How have you been affected by inflation? Share your thoughts in the comments!

🌟Maclear Black Friday – сlaim your APR voucher and win €100

At Maclear, we value investors who keep their capital working — and this Black Friday, we’ve decided to reward your activity directly. If you were planning to expand your portfolio, this is the best moment to do it.

Rewards:
• +1% APR voucher for everyone who invests at least €500
• 10 winners will get €100 each (if you invest and follow us on Telegram)

To participate:
• Invest at least €500 between 11 and 21 November
• Follow the Maclear on Telegram
• Send screenshots of your investment and subscription to support@maclear.ch or message @John_maclear

Winners will be announced on our Telegram. Good luck!

🌟Updates to Consumer Loans in Africa

We’ve listened to your feedback on Consumer Loans and added a few updates to make investing even smoother!

• Loyalty bonus added: €500 + €20 — a thank-you for choosing ACL projects

• Balance division: Maclear & MacPay balances are now separated for better clarity and easier tracking

• New “View details” button for enhanced payment transparency on funded ACL projects

• Improved notification flow for smoother updates

At Maclear, we’re committed to giving you the best investment experience — making it easier to diversify across loans with different durations and helping you fine-tune your investment strategy.

Find more details right in the updated guide.

Any questions left? Ask John or Wenzel 🌟

🌟Boom — new milestone!

In just one week, Maclear reached €51,000,000M in total funding.

At this pace, we’re on track to hit €60,000,000 by the start of the new year🌟

Thank you for trusting Maclear and for being part of our community!

Explore recent projects and opportunities

Maclear Halloween Challenge results🌟

Thank you all for participating — we enjoyed watching the community vote so actively. So, here are the winners:

🌟 1st place — €300: photo №4
🌟 Additional prizes — €40 each: photos №3, №2, №8, №1, №9

Winners, please message John on Telegram (@John_maclear) and include your Maclear username to claim your prize.

Stay tuned — new contests are coming soon!

Final round: choose the winner of the Maclear Halloween Challenge!

Thank you all for participating and for your wonderful photos🌟

We have selected 10 finalists — now it's up to you to decide who will win the grand prize of €300. Five additional winners will receive €40 each.

Ready to choose the winner?

🌟 Do higher returns always mean higher risk?

This thought came up recently in our investor chat — and it’s partly true. In traditional finance, the higher yield you see, the more risk you expect. But the Web3 model behind 8lends changes the rules of the game.

Here’s why:

Fewer intermediaries — higher net returns

In classic P2P and banking models, a transaction passes through several intermediaries — banks, payment gateways, custodians — and each takes a share of your return. On 8lends, many processes are automated with smart contracts: transfers and record-keeping happen directly and transparently, reducing operational costs and conversion losses.This doesn’t remove due diligence — it simply allows investors to keep more of the return.

Risk management remains

All projects are still verified by

Maclear

: loans undergo full due diligence, many are collateral-backed, and the platform maintains a Provision Fund designed to support investors in case of borrower delays or defaults. So when you see projects offering 20–25%, it’s not a red flag — it reflects a more efficient income-distribution model, not an increase in credit risk.

Briefly: on 8lends, higher yield doesn’t mean higher risk — it means you’re keeping the share that once went to intermediaries.

🌟Do high returns still feel risky to you or is it time to rethink what “risk” really means in the new financial era?

🌟Maclear in numbers |October edition

It's time to analyze the platform's performance data for previous month!

October in numbers:

🌟 Overall track record

🌟Deposits made in October

🌟Countries with the highest investment activity

🌟 Projects and industries that received the most funding

🌟Projects with the largest investment amounts

🌟13 projects for which payments were made

🌟More detailed information is available in the full version of the article.

Why are investors moving to 8lends?

As they expand their portfolios, many Maclear investors choose 8lends — a platform tightly integrated into the Maclear ecosystem and offering the key features of a reliable platform:

➡️Instant activation
No banks, no delays. Funds are available in your account right after confirmation.

➡️Higher returns — up to 25.0%
By removing intermediaries and unnecessary fees, Web3 ensures that more of your profit stays where it belongs — with you.

➡️Full transparency
Every transaction is recorded on the blockchain — clear, verifiable, and protected against manipulation.

➡️Swiss-level protection
Each loan remains collateral-backed and verified under Maclear’s strict due diligence, combining innovation with traditional Swiss-grade security.

➡️Bonuses & community
Join our community to get early access to bonus programs, platform updates, and upcoming token launch news.

Learn more and get started