🌟 Many investors watch where the market is heading and actually know nothing about it

Because the market growth cannot show you all the things you need to take into consideration.

It usually goes like this. Every quarter a new report drops: "Private credit market to reach $2.8T by 2030."
Investors read it and double down.

If you’re doing the same, hold on.

🌟 The CAGR you’ve read about measures loan volume, platform count, total AUM, but not your return. It doesn’t measure how much investors earn.

🌟 A high CAGR often signals future yield compression. More capital flows in, platforms compete harder, and rates compress.

🌟 How about volatility? CAGR hides it. A market drops 40%, recovers, climbs — the report says "18% over 5 years." The investor who entered at the wrong time lived a completely different story.

🌟 What to check instead:

🌟 Net yield after fees

🌟 Deposit & investment growth month by month

🌟 Funded projects and interest paid

🌟 Default rates and recovery rates

🌟 Secondary market liquidity

These numbers are about your money. Always check them before you commit.

Find them in the Maclear’s actual stats