🌟 How does the crypto market influence your P2P returns? Is there even a connection?

Spoiler: we’re not talking about crypto-based P2P platforms like 8lends.

It usually happens so that investors on fiat-based platforms treat crypto as someone else’s business.

Fair enough, crypto is a different asset with a different risk profile. But crypto's unprecedented growth and the influence it's gaining across financial markets cannot be ignored anymore.

You've probably noticed that more and more things are being measured not just in currency, but in crypto. When Bitcoin is rising and the environment is relatively stable, other markets feel it too. When there are sharp swings, the ripple effect is twice as strong.

So how exactly does crypto affect your P2P returns?

🌟 Crypto cycles shift risk appetite, and risk appetite directly affects P2P demand and pricing.

🌟 Web3 is rebuilding the lending model from the protocol layer up.

🌟 Real-world asset tokenization is already here, and it’s reshaping the competitive environment around P2P.

🌟 Institutional capital is moving toward crypto too — they're choosing less volatile assets, but the capital is moving, and that changes the game for everyone.

And we haven’t even touched the numbers yet, which speak louder than any argument.

Ignoring what's happening in crypto = leaving money on the table. Especially, in the investment environment.

Read the full breakdown in the latest post from Maclear's CEO