🌟Important: changes to the Secondary Market

New rules already took effect — we’re sharing the full details below so as everyone has the same clear understanding.

🌟 What’s changing?

🌟 Bonus positions — these are bonuses given to investors for meeting certain conditions (including €30 for every €500 invested and voucher bonuses*) — can no longer be sold on the Secondary Market.

*These bonuses are considered as a separate investment.

💡 Example: you funded €500 into a project and received €30 as a bonus. The bonus portion stays with you but cannot be listed on the Secondary Market, while the €500 you invested can be sold.

This applies regardless of who holds them: the original bonus recipient or an investor who bought them on the Secondary Market afterward.

Bonus positions that investors already listed remain active and can still be sold.

🌟 Loyalty bonus is applied per holder, and each investor earns with their own loyalty rate.

• You invest => your loyalty % applies
• You list for sale => investment keeps working
• You sell => you get dividends until sale (with your loyalty %)
• Buyer gets it => their loyalty % applies from then on

🌟 Regular investments can now be listed for sale only after 14 days from when the project reaches Funded status.

🌟 The rule that after purchasing an investment on the Secondary Market, you cannot relist it for 30 days remains unchanged.

A quick reminder: a 2.5% seller fee applies only when the sale is completed. If the listing isn't purchased within 14 days, it's automatically removed and no fee is charged. Buyers pay no fees.

🌟 So what happens to bonus positions?

Your bonus funds are not blocked forever. They continue working according to the project schedule, reach the final payout like any regular investment, and become withdrawable afterward just like any other funds.

🌟 Even with this change, the Secondary Market on Maclear remains one of the fastest secondary markets available (median time to sell a lot — around 3 hours), and the 14-day waiting period for new investments is significantly shorter than on major P2P lending platforms.

🌟 Full info on how to use the Secondary Market

🌟 Active bonuses on Maclear

If you have any questions, feel free to reach out — we'll walk you through the changes.