🕰️ Every fraud operating model contains an assumption nobody wrote down: the money will wait while the case file travels.

Confirm the case. Assemble the file. Cross the team boundary: email, ticket, weekly sync. Each step is reasonable. The sum assumes the money waits.

It does not. RUSI research on UK banking data: 28% of stolen funds gone within fifteen minutes of the fraudulent transfer. Over 85% within a day.

Dmitry Volkov's second article, One Adversary: The Fifteen-Minute Problem, argues this number ends the case file era, and shows where the time is won back: not by hurrying investigators, but in the weeks of preparation every fifteen minute execution is bought with.

He gives that interval a name, Defensive Lead Time, and a metric to manage it by.

Learn more about it in the most useful six minutes read you’ll indulge in this week.

#FraudPrevention #FinancialCrime #CyberSecurity