DeFi Trends 2026 👇

🏛Institutional DeFi — banks and funds enter DeFi through permissioned models, compliance, and transparent counterparties.

💼RegFi infrastructure — KYC, on-chain identity, and audits become standard building blocks, not constraints.

⛓️Reputation-based finance — access to capital is based on on-chain history and behavior, not anonymous wallets.

🏨RWA on-chain — tokenized bonds, credit, and real-world assets become a core source of liquidity, not an experiment.

💻AI-driven risk management — automated risk scoring, liquidations, and capital allocation replace manual decision-making.

Graphite Network is built for this shift: accountable DeFi with transparent identity and measurable reputation.