Every business listed on our platform must provide collateral. Why? Because it’s one of the key security layers that protects your money.
That’s why it’s important to understand how it works 👇
🔘 After we complete our checks, the borrower provides 70-100% of the loan amount as collateral. Then, our parent company Maclear AG fix this collateral on their side.
Maclear AG is a member of SRO PolyReg and is authorized to act as a financial intermediary under AMLA.
🔘 The collateral value is assessed with future resale in mind. We assume upfront that the selling price will be lower than the original purchase price.
🔘 In case of a default, when a borrower fails to pay interest or principal on time, or breaks other contract terms, we sell the collateral, and the proceeds are returned to investors.
This means that even in a default scenario, investors don’t lose everything and, in many cases, recover their full principal.
So even if a default happens, you don’t lose everything. Collateral adds an extra layer of protection.
We also avoid putting unnecessary pressure on businesses. For that reason, loans are issued in stages 👇
🔘 Example: a company needs $750,000
🔘 This amount is split into multiple stages. Each stage may raise $18k-$36k, depending on the agreement.
🔘 Once a stage is funded, it appears in the Payments section. At the end of the term, the full principal is repaid to investors.
This way, companies feel less pressure, which makes repayment easier and lowers default risk.
DYOR before investing.
We publish all the information on company page.