How a pandemic-born idea became a big investing platform.
You've already heard a lot about Maclear from our posts.
But some of you still don't know what it is.
So, let us tell you one brief story 🔽
In 2019, the world changed.
Small businesses across Europe were struggling.
Banks were useless.
Alexander Lang and Denis Ustjev decided to build an alternative to banks.
🔘 In 2020, they acquired Maclear AG.
Maclear moved from software development to P2P lending.
🔘 In August 2023, the first fundraising campaign went live.
Maclear is based in Switzerland and operates under Swiss law.
Now it's a member of PolyReg SRO.
This means strict rules on compliance, AML, KYC, and data protection.
So, was the idea successful? Let the numbers answer.
For 5+ years:
🟥 Total funded: €75M+
🟥 Repaid: €17.6M+
🟥 Investors: 35,183
🟥 Defaults: 1
But there are always more opportunities around us...
What if we could take this model... and bring it on-chain? 🌐
What if we could combine the security of real-world lending with the speed and transparency of Web3?
That's why we decided to create 8lends 🔥
🟥 8lends is built with the same standards.
🟥 All deals are audited by Maclear before going live.
🟥 Now, anyone with a wallet can invest. From anywhere.
8lends is for a new generation of investors.
And it all started with two founders and one big question:
"How can we do lending better?"
Post #343
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