More Americans are shocked to learn that cash pay prices are much cheaper than using your health insurance

“Last night I got an MRI at a radiology center and insurance approved it — I asked what was copay. Copay of the MRI was $400+

And I asked like, what would it cost out of pocket? $250”

There have actually been real studies on this and it’s shown that cash price is typically as much as 40% cheaper than insurance rates in America

Read that again

A Health Affairs study of 2,379 hospitals and 70 common shoppable services. At the same hospital, for the same procedure:

- Discounted cash prices averaged about 64% of the normal price

- Commercial insurance negotiated rates averaged about 58% of list

- Cash was lower than that hospital’s median insurer rate in 47% of cases

Typical days price savings vs health insurance rates are 20-40%

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