💸 Where the average person’s money goes yearly:

1. 🏠 Housing: ~25–35% of income
2. 🍔 Food: ~10–15%
3. 🚗 Transport: ~10–15%
4. 📱 Communication (phone/internet): ~3–5%
5. 🏥 Healthcare: ~5–10%
6. 🎬 Entertainment: ~5%
7. 🛒 Impulse purchases: ~8–12%
8. 💳 Debt payments: ~10–20% (in many countries)
9. 🎓 Education/skills: ~1–5%
10. 💰 Savings: often <10% globally

Source: OECD Household Spending Data