The next evolution of DeFi is here, and it’s happening inside Telegram.

Affluent, formerly known as Factorial Finance during its initial alpha phase, brings real-world yield, institutional strategies, and trustless infrastructure directly into the Telegram experience.

🟢 What is Affluent?
A Telegram-native Infrastructure for Trustless Asset Management. From BTC to tokenized Gold and Treasuries, users earn on-chain yield via simple vault interactions.

🟢 Strategy Vaults: Institutional Tools for All
Affluent’s modular, permissionless Strategy Vaults offer:

• TON Multiply - LST loops with up to 400% leverage
• USDT Multiply - delta-neutral yield with stablecoins (coming soon)

Governed by smart contracts and expert oversight.

🟢 Affluent Points
Affluent is launching a points program to incentivize users for various activities. The first action is to deposit into the TON multiply vault.

🟢 Automation + Expertise
Strategies are designed by experts, and executed by code.

• Auditable logic
• Transparent Proof-of-Reserve
• Precision meets adaptability

🟢 Coming Soon

• BTCFi-native LPs
• Gold/Treasury vaults
• BTCFi, composable yield via tgBTC, xSolvBTC, LSTs & more
• RWA + Real-world payments

🟢 Why It Matters
Affluent simplifies DeFi into:

• One Wallet, One Tap, One App (Telegram)

Built for emerging markets and global scale.

🟢 Built by Affluent.

🟩 Join the flow:
Website | App | Telegram Mini App | Telegram (Announcement) | Telegram (Community) | X (Twitter) | Blog (Substack) | Linkedin