This announcement outlines the direction of Affluent Protocol V3.

We are expanding asset coverage, introducing institutional-grade risk controls, and connecting Users to deeper global liquidity, setting the foundation for the next phase of DeFi, all in TON Wallet.

V3: Infrastructure Expansion

Affluent Protocol V3 is approaching.

• This is not a routine feature release, it represents a deliberate expansion of financial infrastructure.
• V3 introduces new asset classes, deeper capital efficiency, and a broader foundation for the next stage of Affluent Protocol.

xStocks as On-Chain Collateral:

Tokenized stocks (xStocks) are now available in TON Wallet.

• Affluent is preparing a lending market where xStock holders can unlock liquidity without selling, using tokenized equities as collateral to borrow USDT.
• This brings equity-backed leverage and structured liquidity mechanics directly on-chain.
• V3 introduces time-based borrowing controls that restrict additional borrowing during defined periods, such as weekends when reliable stock pricing is unavailable, protecting lenders while preserving protocol stability.

Entrance of the Ethereum Yield Opportunities

Beyond equities, Ethereum-based assets are entering the ecosystem in a meaningful way.

• Affluent directly connects Users to Ethereum’s yield opportunities, where DeFi infrastructure is mature, and liquidity is deep enough to support a large Telegram-native user base.
• This unlocks a new economic layer, deeper liquidity, a diversified class of assets, and exclusive earning opportunities not previously accessible within the ecosystem.
• V3 is where Telegram DeFi begins to scale with global capital.

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